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Industry

Memory chip inventories hit bottom as supply shortages deepen

Memory chip inventories have hit bottom, with DRAM at 2 to 3 weeks and NAND at about 6 weeks, leaving both suppliers and customers short. Despite maximum production since October, limited capacity utilisation is making it hard to rebuild stock. Tight supply is driving aggressive price increases, and analysts expect supplier leverage to persist through the first quarter of 2026. After the second quarter, capital spending decisions could shift the cycle and affect supply-demand conditions into 2027.

Finance

Household loan bar rises as mortgage rates may break 7 percent

Mortgage rates at South Korea’s major commercial banks have climbed quickly, with top rates exceeding 6 percent and expectations emerging that they could pass 7 percent within the year. Authorities are expected to tighten household-debt management, raising the barrier for borrowers. Banks also face higher mortgage risk weights, adding pressure on capital management. External factors, including delayed U.S. rate cuts and rising funding costs, are cited as drivers of higher rates and sustained borrower burdens.

Industry

2026 EV price war; Hyundai declares push into robotics

Price, not range or autonomous features, is set to be the key variable in the 2026 global EV market as ultra-low-priced competition spreads beyond isolated cases. The article outlines forecasts for rising Chinese influence, BYD’s 2025 lead over Tesla and China’s moves on solid-state battery standards. It also covers Tesla’s gap between promises and results, Nvidia’s robotaxi plans, Hyundai’s robotics expansion, and developments in car-sharing, bicycles and motorcycles.