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Finance

KB Kookmin Bank\'s KB Kookmin Certificate users top 18 million

KB Kookmin Bank said cumulative users of its private authentication certificate, KB Kookmin Certificate, have surpassed 18 million. The bank said the user base has expanded since the certificate was recognised as an electronic signature certification service provider in 2021. Users rose by 1 million in a year, after topping 17 million in August last year. The certificate can be issued without visiting a branch and is used for authentication, e-signatures and identity verification.

Finance

Household loan cap raised to 3 percent; scraping to be phased down

South Korea’s financial authorities loosened parts of their household loan management stance by raising this year’s lending growth target to 3 percent from 1.5 percent and planning 47.8 trillion won-plus in housing supply finance support. The move is expected to expand banks’ annual capacity for household loans to around 60 trillion won. Authorities also agreed not to block scraping all at once, opting to phase it down while preparing alternatives such as public MyData.

Finance

KB Kookmin Bank launches real-time smishing detection service on KB Star Banking

KB Kookmin Bank has launched a real-time smishing detection service within its KB Star Banking app, allowing users to use it without installing a separate app. The bank said the service, called Anti-Smishing, aims to prevent smishing damage and strengthen protection for financial consumers. It detects malicious mobile links disguised as parcel tracking, wedding invitations or government agencies and provides risk guidance.