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Finance

Savings banks special account extended one year; industry steps up soundness drive

South Korea’s Financial Services Commission will extend the operating period of the Deposit Insurance Fund’s special account for savings banks by 1 year, keeping it through end-2027 to handle remaining liabilities. The move follows an industry meeting where all financial sectors agreed to bear additional costs via deposit insurance premiums. Authorities expect a 1-year extension to be sufficient to clear residual debt, while the savings bank sector continues to dispose of non-performing assets and improve soundness.

Crypto

Binance sees institutional investors entering in force, stablecoins taking root as payment method

Binance forecasts 2026 as a year when institutional investors enter the digital asset market in earnest and digital assets take root as practical payment methods. Binance Japan head Takeshi Chino highlighted institutional participation, stablecoin expansion and links with AI as key trends. He pointed to growth in corporate digital asset treasuries and detailed Binance Japan’s plans to expand token listings and deepen cooperation with PayPay, amid shifts in Japan’s tax and regulatory framework.

AI & Enterprise

Target joins OpenAI ChatGPT ad pilot to test conversational commerce

U.S. retailer Target is participating in OpenAI’s ChatGPT advertising pilot program, joining as an early partner in tests of context-based ads inside the chatbot. The pilot will run for free and some low-cost users. When users ask about certain products or categories, relevant ads will be shown with a separate label. The ads will be displayed separately from ChatGPT’s answers and will not affect the response algorithm.