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Finance

Agent banking is coming; Webcash says bank competition to intensify next year

B2B fintech firm Webcash is moving to secure solutions for the emerging era of AI agent banking, which it sees as a core axis of next-generation financial competition. At a conference in Seoul, it unveiled the architecture and use cases of OPERIA, an engine that connects general-purpose AI with banks’ relational databases. Webcash said internal tests showed 99 percent accuracy in its cash management solution and introduced a V2 cash management agent expanding coverage to about 800 customers.

Finance

KB Kookmin Bank expands non-face-to-face interest rate cut requests for sole proprietors

KB Kookmin Bank said on Thursday it has expanded eligibility for non-face-to-face applications for the right to request an interest rate cut for sole proprietors, aiming to ease financing costs and increase use of the system. Previously limited to unsecured credit loans, the service now covers guaranteed loans and secured loans. Customers can apply and check results through KB Business Star Banking and internet banking, without visiting a branch.

Finance

Shinhan Bank expands Sunday branches in Daegu and Busan to boost foreigners\' access to finance

Shinhan Bank said on Sunday it will offer Sunday banking tailored to foreign customers at its Busan Financial Center branch in Jung-gu, Busan, and at its Seongseo branch in Dalseo-gu, Daegu. With the expansion, the bank will have four Sunday branches for foreign customers, adding to its Dongdaemun and Suwon Station branches. Services include overseas remittances, account openings and internet banking. The bank also raised the credit limit on its SOL Global Loan for foreign workers.