XRP has slid to its lowest levels this year, increasing the chance it could fall below $1, even as on-chain indicators point the other way. Exchange holdings have declined, led by Binance, where about 100 million XRP left over the past month. Withdrawals have outpaced deposits for seven straight days. Whale wallets show steady net inflows, and spot ETF products recorded fresh inflows in June, despite a weak chart trend.

XRP has fallen 40 percent in 2026, but Black Swan Capitalist founder Versan Aljarrah urged investors not to sell all their holdings and to keep a core position. He said XRP could serve as a hedge as the traditional financial system weakens and views it as a long-term infrastructure asset rather than a short-term trading vehicle. Community reactions were mixed, with some citing XRPL features and others questioning long-term price prospects.