As expectations grow that XRP may fall further in the short term, an analysis says investors should focus less on the price and more on liquidity cycles and macroeconomic trends. Versan Aljarrah (버산 알자라), founder of Black Swan Capitalist, said the market is asking the wrong question by fixating on whether XRP will drop. He criticised technical analysis as backward-looking and pointed to regulation, exchange liquidity and institutional participation as key variables.

Andy Schectman (앤디 셱트먼), a precious metals investment expert and CEO of Miles Franklin, said he personally holds XRP and considers it a high-risk asset. He said he places it in the top 10 percent of his pyramid-style portfolio, a speculative allocation that can drive overall returns but should not be overextended. Schectman said XRP’s long-term success depends on adoption by financial institutions, while he remains cautious about digital assets’ complexity and uncertainty.