Search results for delinquency rate
Finance
Savings banks sustain profit after PF cleanup; expanding loans for lower-credit borrowers remains task
South Korea\'s savings banks posted 333.8 billion won in net profit in the first quarter, extending a return to the black helped by lower provisions and cleanup of problem property project financing. Some operating indicators improved and capital ratios stayed solid, but delinquency and non-performing loan ratios rose. Lending to mid- and lower-credit borrowers shrank by more than 1 trillion won from a year earlier, raising concerns about weakening support for households and small businesses.
Finance
Toss Bank Q1 net profit 29.6 billion won, up 58.3 percent
Toss Bank said on Thursday its first-quarter net profit rose 58.3 percent from a year earlier to 29.6 billion won. Total customers reached 14.87 million, up 19.3 percent, and surpassed 15 million by end-April. Loans outstanding rose to 1.55 trillion won, while deposits totalled 2.90 trillion won. Delinquency and NPL ratios fell, and the BIS capital ratio rose to 16.62 percent.
Finance
K Bank sole proprietor loan balance tops 3 trillion won, up 1 trillion won in six months
K Bank said on May 18 its loan balance to sole proprietors topped 3 trillion won as of May, rising by 1 trillion won in about six months after exceeding 2 trillion won in November. Growth was led by guarantee-backed loans and property-secured loans. The bank said it is expanding cooperation with regional credit guarantee foundations and local governments and has launched a Seoul-linked overdraft-style guarantee loan product.
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Finance
Toss Bank posts 96.8 billion won 2025 net profit, doubling from a year earlier
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Finance
K Bank posts 112.6 billion won net profit in 2025, shifts to non-interest-led growth
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Finance
Banks to expand Saehuimang Holssi supply, set 2026 target at 5.1 trillion won
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Finance
Savings banks return to profit after two years, but business normalisation still distant
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Finance
Jan bank delinquency rate rises again after two months
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Finance
Three online banks lift mid-to-low credit loan share into 30 percent range
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Finance
Savings banks special account extended one year; industry steps up soundness drive
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Finance
Woori Financial posts 2025 net profit of 3.14 trillion won, up 1.8 percent
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Finance
Shinhan Financial 2025 net profit rises 11.7 percent to 4.97 trillion won
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Finance
Special debt discharge expansion for vulnerable borrowers raises bank burden, moral hazard debate
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Finance
Savings banks enter second round of online investment-linked investments as 20 firms added to innovative finance service
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Finance
Credit union federation to pick new chief on Jan. 7 amid sweeping crisis
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Finance
Saemaul Geumgo nears first direct election for chairman as mutual finance leadership reshapes
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Finance
PFCT supplies 34.2 billion won in mid-rate loans with eight savings banks