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Finance

Small business credit scores to factor in sales, trading areas; 16 banks to apply 2.2 trillion won

A new credit scoring system for small business loan screening will start operating from late August, evaluating future growth potential using data such as sales, local trading areas, employment and online activity in addition to the owner’s past financial history. The scope will expand from 7 banks and 1.8 trillion won to 16 banks and 2.2 trillion won. Authorities also plan to use the model for a dedicated loan product and future guarantee reviews.

AI & Enterprise

MCP adoption simplifies AI-legacy system integration, but quality and governance remain challenges

Musinsa Tech said introducing the Model Context Protocol (MCP) for a conversational product discovery service made it easier for AI to connect to external data and software tools, but did not guarantee the AI would use tools as intended. The company said it faced trial and error in converting user questions into accurate search conditions and tightened input controls. It limited the service to non-login product discovery and blocked access to personal and payment data, stressing least-privilege design. It also called for wider native support and standardized authentication and security.

Telecommunications & Media

IP68 rating can lead to trouble in water, uncomfortable truth about \'waterproof\' phones

Even smartphones rated IP68 should not be seen as fully waterproof devices that can be freely used underwater, the article says. Prolonged use at pools or beaches can lead to water damage, and most manufacturers do not cover such damage under warranty. IP tests are conducted under limited depth and time conditions set by each maker and typically use fresh water, making protection less reliable in seawater or chlorinated pools.