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Finance

KakaoPay applies KakaoPay Score to KHFC jeonse loan guarantee screening

KakaoPay applied its alternative credit scoring model, KakaoPay Score, to the Korea Housing Finance Corp’s screening for jeonse loan guarantees. The company plans to use AI-based credit assessment leveraging mydata and payment data to improve financial access for thin-file customers and sole proprietors with limited credit histories. KakaoPay said it introduced the model, jointly developed with Korea Credit Bureau, into the guarantee process.

Games & Commerce

Kakao union rejects blame for talks breakdown, says company distorted facts

Kakao’s union issued an official rebuttal over the breakdown in wage talks, saying the cause was repeated bad-faith bargaining by the company rather than differences over performance bonuses. The union said the company highlighted only parts of the talks to portray it as demanding excessive bonuses. It also denied that a 10 percent of operating profit bonus was its demand. Mediation is set for May 18, with a rally planned for May 20.

AI & Enterprise

Only 3 in 10 South Koreans use AI in consumer life, regional gaps also seen

Most consumers in South Korea say they are aware of artificial intelligence, but only about 3 in 10 use it in daily life or work, an analysis showed. The Korea Consumer Agency found 86.8% of respondents said they know AI, while 32.3% said they make important use of generative AI in consumption and work. AI purchase experience reached 75.3%, with lower use and purchase rates in Honam.