Demand among XRP holders to borrow cash using tokens as collateral is rising again, prompting warnings to weigh risks before taking loans. XRP analyst Jack Lektor said crypto collateral lending is not risk-free and can amplify losses as well as gains. He cited price volatility, margin calls and forced liquidation, and urged conservative loan-to-value levels. He also flagged loan costs, liquidation policies and how platforms manage deposited XRP, including rehypothecation risks.

Kross has officially launched its Mainnet 2.0, dubbed Breakpoint, optimised for blockchain games and on-chain AI agents. The upgrade, approved by about 98 percent of governance votes, shifts the network from a holdings-based structure to participation. The network begins block production under a 21-validator proof-of-staked authority model and applies a deflationary mechanism that burns all base fees. It also sets a first-year reward pool of 300 million CROSS and strengthens infrastructure for AI agents.