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Finance

Kiwoom Securities promissory note balance up 5.5 times in 9 months, expands 2030 investment

Kiwoom Securities\' retail customer balance in its promissory notes rose more than fivefold in nine months, the company said on Tuesday. As of Sept. 29, the balance stood at 659.6 billion won, up from 120.9 billion won on Jan. 2. Average balances per customer also climbed. Growth was steepest among customers in their 20s, while those in their 30s and 40s also increased holdings. Older age groups still held larger amounts overall.

Finance

Dailypay expands funding based on transaction data; 72.59% are small merchants in their 20s and 30s

Small merchant fintech company Dailypay is expanding funding for early-stage businesses and young small merchants by using a model that sets financial limits based on transaction data. The company said the approach reflects transaction stability and liquidity rather than guarantees, collateral or past financial records, improving access to finance. Dailypay said 36.24% of its customers are businesses in their first 1 to 3 years, while 72.59% are small merchants in their 20s and 30s.

AI & Enterprise

Korean lawmakers flag youth protection gaps in AI character chat services

Safety concerns over AI character chat services popular with teenagers were raised at a parliamentary audit, with lawmakers saying harmful content can be generated even when youth protection features are enabled. They cited self-harm and suicide-related conversations and sexual exploitation scenes involving minor characters. Lawmakers also criticised delays in reviewing harmful content complaints and questioned the effectiveness of industry self-regulation, calling for clearer age and usage limits and stronger safeguards.