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XRP 2026-2030 price forecasts split: $28 target versus risk below $1

Long-term price forecasts for XRP from 2026 to 2030 are sharply divided among institutions and analysts, ranging from the $1 level to $28. Standard Chartered projects $28 by 2030, while other models see XRP staying around $1. The split reflects uncertainty over spot ETF inflows, regulatory clarity and Ripple’s business expansion, alongside concerns about supply, competition from stablecoins and other payment networks, and shifting macroeconomic conditions.