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Finance
Toss launches credit loan for sole proprietors with IBK Savings Bank
Viva Republica, operator of Toss, said on Monday it will launch a credit loan for sole proprietors with IBK Savings Bank using Toss Soho Score. The companies signed a memorandum of understanding to cooperate on advancing data-based credit assessment for sole proprietors. The new loan applies the Soho Score model, developed with Korea Credit Data, to an external financial institution for the first time, combining it with IBK Savings Bank’s existing credit scoring system.
Finance
LINE BK unveils 2026 business strategy, aims to be Thailand\'s everyday financial partner
Thailand mobile banking platform LINE BK on Friday released its 2025 results and 2026 business strategy. It said total customers topped 8.4 million at end-2025, up about 14 percent from a year earlier. Lending customers rose 20 percent to about 900,000 and loan balances exceeded 27 billion baht. For 2026, it plans to enhance banking, lending and insurance brokerage services, expand partnerships and keep the NPL ratio below 3 percent.
Finance
Banks-fintech boundaries blur as Korean online banks expand territory
The line between banks and fintech firms is fading as Capital One moves to buy B2B fintech Brex. Banks are buying companies to secure AI-based financial automation, while fintechs pursue banking licences to provide services directly. In South Korea, embedded finance is spreading as banks integrate services into apps and platforms. Competition among internet-only banks is also heating up ahead of an online loan-refinancing service for sole proprietors.
