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Finance

Saemaeul Geumgo to support 200 billion won in low-interest loans for small merchants

Saemaeul Geumgo will provide about 200 billion won in low-interest loans to ease financial burdens for small merchants and small firms. It said on Aug. 18 it is promoting a local government cooperation financial support programme with local credit guarantee foundations. Saemaeul Geumgo contributes funds to the guarantee foundations, which provide guarantees that underpin the loans, while local governments support loan interest.

Industry

How long can memory, SSD prices keep rising? Supply shortages may last

Prices for the latest DDR5 DRAM have surged to nearly five times higher over the past year, and forecasts say SSD supply shortages could last until 2030. Wccftech, citing German retail data, reported DDR5 prices in mid-August were up to 486 percent of their July 2025 level. Embedded SSD prices in Germany rose 7.7 percent in a month and are about 2.2 times higher than before shortages. Industry executives and analysts warn supply expansion may take longer than expected.

Finance

Cofix rises for fourth straight month, variable mortgage rates set to climb again

South Korea’s Cofix (Cost of Funds Index), a benchmark for banks’ variable-rate mortgage loans, rose for a fourth consecutive month, suggesting additional increases in variable mortgage rates. The Korea Federation of Banks said the July Cofix based on new loans came to 3.18 percent, up 0.13 percentage points from 3.05 percent a month earlier. The balance-based and new-balance-based measures also rose.