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Gen Z retirement simulator highlights STRC option instead of pension

An interactive calculator released by a Cornell University student models how retirement assets could change if payroll taxes were invested in Strategy’s STRC preferred shares. The tool assumes a 22-year-old earning $100,000 redirects a 6.2 percent payroll tax into STRC, reinvesting dividends monthly. It projects a portfolio value of $2.69 million at age 67 and $13,405 in monthly dividends, compared with $2,074 in average monthly Social Security benefits, while noting dividend and policy risks.