Six online investment-linked lending firms that participate in financial institution-linked investments said separate standards are needed as major conglomerates and large financial platforms and institutions prepare to enter the sector. They said conflicts of interest and distorted competition could arise, especially if a powerful group runs both loan comparison and brokerage services and online lending. They also said current caps and approval procedures limit new funding, risking intensified competition for limited resources.

XRP spot exchange-traded funds logged net inflows of $110.49 million last week, the largest weekly inflow so far in 2026. Weekly inflows rose 177.7 percent from the prior week as flows accelerated from $2.25 million two weeks earlier. About $26.2 million came in on Friday alone, lifting cumulative net inflows to about $1.66 billion. Inflows increased even as XRP fell more than 20 percent from its $1.70 peak and traded around $1.37.