Search results for household loans
Finance
Korean banks tighten household loans, cut mortgage limits and strengthen controls
South Korean banks are tightening household lending after the biggest year-on-year rise in bank household loans. KB Kookmin Bank capped home purchase loans at 300 million won and cut limits in the Seoul area and regulated zones. Shinhan Bank halted new mortgage applications via loan brokers and suspended new mortgage insurance sign-ups. Regulators are also expanding oversight, summoning regional banks to review compliance with household debt targets and second-half plans.
Finance
Toss Insight says banks need scenario-based responses rather than single outlook
Toss Insight said pressure on banks\' profitability and soundness could diverge depending on interest rates, the economy and stock prices, and urged responses based on multiple scenarios rather than a single outlook. Its report analysed eight variables from the second half of 2026 to 2027 and set three scenarios. It also assessed tail risks. It said no scenario was uniformly positive or negative and flagged possible slower term-deposit inflows during a stock-market boom.
Finance
Bank household loans rise 7.6 trillion won as mortgage growth accelerates
Household loans across South Korea\'s financial sector rose 8.3 trillion won in June, the Financial Services Commission said on Wednesday. The increase was smaller than the previous month but larger than a year earlier. Mortgage loans rose 4.5 trillion won, with bank mortgage growth widening while second-tier lenders slowed. Bank household loans rose 7.6 trillion won. Other loans increased 3.7 trillion won, with credit loan growth easing.
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Finance
Top four financial holding groups set for record first-half profit above 11 trillion won
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Finance
Fintech shaken by loan curbs scrambles for new business
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Finance
Korean banks tighten lending standards ahead of government property measures
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Finance
South Korea stocks swing wildly as network separation rules ease
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Finance
Bank of Korea governor Shin Hyun-song says rate hikes needed before it is too late
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Finance
Shinhan Bank tightens credit loan controls, limits non-face-to-face applications
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Finance
Household loans jump 9.3 trillion won in a month as regulators trigger emergency management
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Finance
Leading bank race shaken as corporate loans expand and asset quality risks rise
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Finance
Regional financial holdings post mixed Q1 net profit results despite asset growth
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Finance
iM Financial posts Q1 net profit of 154.5 billion won, up slightly on year
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Finance
Mortgage loan curbs push borrowers into credit loans, tightening financing for end users
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Finance
Bank of Korea holds base rate at 2.50 percent for seventh straight meeting amid Middle East risks
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Finance
Korean banks\' household loans return to growth after four months, up 500 million won
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Finance
Tighter household debt cap adds double pressure on loans and property market
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Finance
Savings banks return to profit after two years, but business normalisation still distant