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Mobility

Wall Street says Tesla has effectively reached Level 4 self-driving in most conditions; is insurance the evidence?

A Wall Street analyst said Tesla\'s Full Self-Driving software has effectively reached Level 4 autonomy in most conditions. Piper Sandler\'s Alexander Potter cited Tesla\'s lower insurance premiums for heavy FSD users, preparations for a robotaxi business and disclosure of FSD subscriber numbers. He also pointed to his own long-distance trip using FSD. Critics question performance in bad weather and complex cities, and debate collision data and legal responsibility.

Crypto

Why Visa\'s stablecoin strategy draws more attention than Mastercard\'s

Visa and Mastercard are both investing aggressively in stablecoins as a new growth engine, but their approaches differ sharply, fintech and payments expert Tom Noyes said. Mastercard is pursuing a centralised ownership model through acquisitions such as BVNK, while Visa is expanding an ecosystem via partners and stablecoin-linked card programmes. Noyes said Visa\'s distributed model could be more advantageous by generating more value-added services revenue per unit of stablecoin volume.