Five years after El Salvador adopted bitcoin as legal tender, the expected benefits such as greater financial inclusion and lower remittance costs appear limited. Studies found usage concentrated among young, urban, educated men and existing bank users, while the government’s Chivo wallet did not significantly improve access for the unbanked. Bitcoin’s remittance share fell, and policy later retreated as the country agreed to IMF support and revised its bitcoin law.

Binance founder Changpeng Zhao warned that many of today’s AI companies will eventually disappear, even as the sector continues to grow exponentially. He said survivors could face sharp price swings and that only a few long-term winners may emerge after an early funding rush. His comments come as valuations jump at private AI firms such as Anthropic and OpenAI, while questions persist over profitability and heavy spending.