As personal AI agents aimed at individual users spread, website operators are increasingly debating whether to allow them access. For now, more companies in sectors ranging from finance to consumer services are moving to block outside AI agents. Major U.S. banks have imposed restrictions, citing security concerns and the risk of deposit outflows. Some review, travel and e-commerce firms are also limiting agent activity, while others open access and accelerate development of their own agents.

U.S. inflation is accelerating again, but major banks’ third-quarter results did not show clear signs of weakening consumption or deteriorating credit quality. Consumer spending and loan demand remained relatively resilient despite rising household burdens from higher prices. Citigroup, Wells Fargo and JPMorgan Chase posted solid consumer finance trends. Citigroup’s wealth client balances rose, while Wells Fargo benefited from credit card and auto lending. JPMorgan reported higher profit and steady net charge-offs, while provisions fell year on year.