BNK Financial Group is seeking to build a groupwide generative AI platform shared by all affiliates to reduce duplicated investment and manage risks from applying AI to financial tasks. The group has selected Samsung SDS as the preferred bidder and is negotiating details. BNK plans to roll out generative AI functions in internal rules and accountability checks, lending and foreign exchange operations, internal search and groupware. It will also develop groupwide AI management standards and an AI governance portal.

Issues ranging from banks’ loan-rate calculations to hacking incidents, IT system management and financial holding companies’ governance were raised at a National Assembly audit. Lawmakers questioned whether banks cut preferential rates after tighter rules on loan add-on rates. They also probed differences in cybersecurity systems among banks and called for stronger standards. Delayed detection of internal system errors, including cases at Toss Bank, was cited. Governance and outside director appointment procedures at BNK Financial Group, Woori Financial Group and KB Financial Group affiliates were also questioned.