Brad Garlinghouse (브래드 갈링하우스), Ripple CEO, forecast that stablecoins would become crypto’s “ChatGPT moment”. He analysed that companies are actively considering adopting stablecoins for faster and more efficient payments.

On March 28 local time, blockchain outlet Cointelegraph reported that Garlinghouse said global companies, including Fortune 500 firms, are discussing ways to use stablecoins with their chief financial officers. He stressed this would be a turning point for crypto. Bloomberg Intelligence forecast stablecoin transaction volume would rise 80 percent a year to $56.6 trillion by 2030.

The stablecoin market is currently led by Tether (USDT) and Circle (USDC), and transaction volume in 2025 alone reached $33 trillion. Ripple joined the stablecoin race in earnest by launching Ripple USD (RLUSD) in December last year. CoinGecko said RLUSD currently has a market capitalisation of $1.4 billion, placing it in the top 10.

Ripple also expanded its blockchain payments infrastructure last year by acquiring 2 companies. Hidden Road, bought for $1.25 billion, is an institution-focused prime brokerage, and GTreasury, bought for $1.0 billion, is a corporate treasury management platform. Garlinghouse said Ripple would continue record growth because of the acquisitions.

The U.S. regulatory environment may also face change. Garlinghouse said stablecoins and blockchain technology would accelerate further if the CLARITY bill passes, and stressed the United States must not repeat the mistake of weaponising regulation for political reasons.