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Finance

Four major financial groups\' Q1 results split as AI, digital finance spread

South Korea\'s financial sector has entered the first-quarter earnings season, with non-interest income and non-bank units driving diverging results among major financial holding companies. KB Financial Group, Shinhan Financial Group and Hana Financial Group posted record results, while Woori Financial Group recorded a decline. Strong stock markets lifted securities firms\' earnings, and new savings and investment products were launched. The industry is also accelerating a shift toward AI and digital finance, alongside calls for stronger controls and risk management.

Finance

KB Kookmin Bank builds ERP-linked embedded finance, expands data-driven B2B finance

KB Kookmin Bank is partnering with iQuest to expand embedded finance services for small and medium-sized firms. The bank said it signed an agreement with iQuest to link SME ERP systems with financial services and broaden inclusive finance. The two plan to build a B2B embedded finance model integrating payments, cash management and financial products. Services will expand in stages, including automated transaction data collection and ERP-based product recommendations.

Finance

KB Securities signs deal with SK Planet to expand embedded finance services

KB Securities said on April 21 it signed a business partnership agreement with SK Planet on April 17 at SK Planet\'s headquarters in Pangyo, Seongnam, Gyeonggi Province, to operate an embedded finance business. The companies plan to link KB Securities\' financial APIs to SK Planet\'s lifestyle platform to build an environment where users can access financial services without moving to a separate application.