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Finance

Fintech posts record results as payment touchpoints expand, signs of loan curb easing

Major fintech firms posted strong first-half results as growth in payments and financial services lifted revenue and profit, with overseas payments and new businesses also expanding. Payment companies are widening links into daily life through merchants, local currencies and transport, while firms bundle payments with other services. As businesses grow, demands for soundness management rise. Separately, there are signs of partial adjustments to loan regulations, while bank lending volume controls continue.

AI & Enterprise

Shinsegae I&C expands AI vision solution to convenience stores, applies self-checkout system at CU

Shinsegae I&C said on Aug. 11 it will expand its AI vision-based retail solutions to convenience stores by introducing an AI vision payment management solution at CU convenience stores operated by BGF Retail. The solution analyzes customer behavior at self-checkouts and guides use. The system detects unpaid situations in real time and prompts customers on the screen. It runs inside a camera with a built-in VPU, requiring no additional PC or external server.

Crypto

Japan stablecoin issuer JPYC raises total 6 billion yen in Series B extension round

Japanese stablecoin issuer JPYC has raised total investment of 6 billion yen ($38 million) in a Series B extension round. The company plans to use the funds to expand its finance and Web3 ecosystem and increase adoption of its yen-pegged stablecoin, JPYC. Logistics company AZ-COM Maruwa invested 1 billion yen in the round. AZ-COM Maruwa plans to pay fees and wages in JPYC to about 2,300 partners and sole proprietors.