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PG industry polarisation deepens as revenue grows and profitability stagnates

South Korea\'s payment gateway (PG) market is growing quickly, but profitability is not improving, deepening polarisation within the industry. The number of registered PG firms rose to 190 at end-2024, while sector revenue climbed to 9 trillion won. Gross profit stayed around 2.1 trillion won. The Financial Supervisory Service highlighted difficulties for smaller firms, as tighter rules after the T-Mep settlement issue and higher capital requirements add to pressures.