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Finance

MyData market expands as Korea faces impact of consecutive base rate hikes

Korea\'s financial MyData service is set to expand beyond individuals to sole proprietors and small merchants, evolving from simple data checks to executing financial tasks. The Financial Services Commission plans to broaden the right to request transmission of credit information and to introduce a \"My AI agent\". Separately, the Bank of Korea has raised its base rate for a second straight month, adding to upward pressure on loan rates and borrowers\' interest burdens.

Finance

KB Real Estate launches jeonse safety check service to prevent rental fraud

KB Kookmin Bank has launched a new service to help users check risk factors during jeonse rental transactions. The bank said the Jeonse Safety Check service on its KB Real Estate platform provides guidance on what to verify across the entire process, from searching listings and signing contracts to moving. It offers checklist items by stage and provides legal and contract content through card news and YouTube videos.

Finance

Shinhan reignites financial super app race as AI moves into workplace

Shinhan Financial Group unveiled its integrated platform Shinhan SuperSOL, combining banking, card, securities and insurance services in one app, reigniting competition over financial “super apps”. The revamp centres on the banking app and includes SOL LINK, which ties deposit accounts to stock trading. Separately, AI use in finance is expanding beyond chatbots to agent-style systems for document analysis, customer service and automation, while banks and fintechs roll out workplace programmes and data-hub projects.