Long-term price forecasts for XRP from 2026 to 2030 are sharply divided among institutions and analysts, ranging from the $1 level to $28. Standard Chartered projects $28 by 2030, while other models see XRP staying around $1. The split reflects uncertainty over spot ETF inflows, regulatory clarity and Ripple’s business expansion, alongside concerns about supply, competition from stablecoins and other payment networks, and shifting macroeconomic conditions.

XRP is down about 25 percent so far in 2026 and has failed to form a clear trend amid fallout from the U.S.-Iran war, moving sideways, a report said. Since the conflict began on Feb. 28, it has traded in a $1.32 to $1.60 range. CoinCodex data points to possible local peaks at $1.68 in June and $2.21 in October, but not near the $3.92 record within a year. Ripple’s institutional expansion is also seen as a factor.