[Digital Today reporter Ji-young Lee (이지영)] Hecto Wallet One proposed a two-track strategy to support payment gateway companies in adopting digital-asset wallets by running “Ohai Wallet” and “Octet WaaS (Wallet as a Service)” in parallel. The phased approach starts services using an external wallet and later shifts to building in-house infrastructure.

On April 29, Hecto Wallet One said PGs considering the introduction of stablecoin payments and settlement often struggle to adopt them due to the absence of a VASP licence and technical burdens. It presented a structure that reduces initial risk while leading to the buildout of an in-house wallet.

Octet is an API-based service for developing digital-asset wallets. It provides functions such as wallet creation, key management and asset monitoring in software form, reducing the burden of building separate infrastructure.

Hecto Wallet One currently supports stablecoin deposits and withdrawals for PG merchants through Ohai Wallet, an in-app wallet for businesses. The structure includes management and supervision by Hecto Wallet One based on its VASP licence. After制度 reforms, it can shift to enabling PGs to build and operate their own wallets using Octet WaaS.

In this process, Ohai Wallet supports regulatory response functions such as anti-money laundering (AML) and know-your-customer (KYC), while Octet WaaS is designed to allow digital-asset operations within the regulated system.

A Hecto Wallet One official said, “Octet WaaS is a service designed so PGs can secure wallet technology in stages even amid regulatory uncertainty.” The official added, “Through linkage with Ohai Wallet, we will support the building of a digital-asset management system.”