XRP could be revalued over a short period, supported by an inflow of institutional funds and changes in the U.S. regulatory environment, an outlook said.

On April 18 local time, blockchain media outlet The Crypto Basic reported that an analyst from the YouTube channel "Money Rules-Investing Tips" raised the possibility that XRP's price could move into a different phase from current levels as institutional participation across the broader crypto market expands.

The analyst said the possibility of XRP being revalued is not a new claim. The analyst added that institutional comments are recently lending weight to the outlook. Citing remarks by Zach Pandl (잭 판들), head of research at Grayscale Investments, the analyst argued that XRP could undergo a meaningful value reset in a relatively short period.

The main basis is a gap between the current price and actual usage. The analyst said XRP and major cryptocurrencies remain undervalued as large institutions accumulate more and use cases expand. The analyst also pointed to a shift in the U.S. regulatory mood as a factor that could open the door to broader institutional participation.

Recent moves by the U.S. Securities and Exchange Commission and the Commodity Futures Trading Commission were also cited. The two regulators issued a joint classification framework that categorises major assets such as XRP, bitcoin and ether as digital commodities. It was described as a clear change from the past stance that viewed XRP as a security.

The market is also watching the push for the "CLARITY" bill. Some in the industry see the bill as potentially supporting large-scale adoption of assets such as XRP. Expectations were reflected that its use could expand, particularly in cross-border payments and financial infrastructure.

The outlook for XRP was also linked to an institution-led trend centred on bitcoin and ether. The analyst said institutional activity has surged and companies are increasing their allocation to related investments or launching new investment products. The success of spot bitcoin exchange-traded funds from BlackRock and Fidelity Investments was cited as a turning point for the market. With Morgan Stanley also launching a new ETF, another outlook said bitcoin's rise could accelerate further.

Under this scenario, a forecast was also presented that bitcoin could reach $250,000 and ether $10,000. The analyst said it is unlikely XRP will remain around $1.50 if such an environment materialises. The analyst said that as price levels for bitcoin and ether rise, XRP could also move well beyond current levels.

It was also claimed that artificial intelligence models are reaching a similar conclusion. The analyst said an AI chatbot developed by China's Alibaba offered a direction similar to human analysts in its 2026 market outlook. The system projected XRP could rise above $7 or up to $42. In that case, XRP's market capitalisation could grow to $400 billion to $2.52 trillion.

The analyst described the current phase as a point when the possibility of a "transfer of wealth" is opening up. Investors who enter before prices rise could see large gains, while those who join late could face higher entry costs, as in past bitcoin rallies, the analyst warned. The analyst said a double-digit XRP price is possible if institutional demand, regulatory clarity and global adoption come together.

It was also stressed that positive factors are steadily accumulating even as macroeconomic uncertainty continues. In that flow, large price swings could emerge across the broader crypto market in the coming months, and XRP was singled out as one of the key assets to watch.