As concerns grow over delays in domestic digital-asset legislation, Hecto Financial underscored the sustainability of its growth by highlighting its global business base.

On March 24, Hecto Financial addressed recent market concerns about delays in legislating the Digital Asset Basic Act, saying its core business model already has a structure that can be executed immediately under global regulatory compliance. It expressed confidence in earnings growth.

The company said its new strategic business, cross-border settlement, targets global markets, limiting the impact of domestic laws and regulations.

Hecto Financial said it has secured global settlement infrastructure by joining stablecoin issuer Circle's CPN (Circle Payments Network). Its overseas business based on fiat currencies such as the dollar has recently posted average annual growth of more than 200 percent, driving earnings improvement.

A Hecto Financial official said the company has hybrid infrastructure that can handle both fiat currencies and stablecoins. The official said that through global partnerships in Japan and the United States, it is able to provide overseas payment and settlement services regardless of the domestic legislative situation.

According to an 'executives and major shareholders report on holdings of specific securities' disclosed the previous day, Hecto Financial paid RSUs (restricted stock units) after achieving, in about a year, a 500 billion won target that had been set based on a market capitalisation of 130.8 billion won. The stock price rose about 3.8 times over the past year.

The company plans to raise the standard for a second RSU payment to a market capitalisation of 1.5 trillion won. It said this is about three times the current level.

Earnings improvement was influenced by changes in the business structure. Hecto Financial posted record revenue and operating profit last year, and improved its profit structure by expanding its own services such as 'Nae Tongjang Payment' and by growth in its overseas settlement business.

It also strengthened the foundation for overseas expansion by securing foreign-exchange-related licences to expand its global business.

Hecto Financial expects this year to continue the trend of improving results on the back of expanding its own services and growth in overseas business. It also plans to boost shareholder value through a shareholder-return policy that increases the dividend payout ratio by at least 1 percentage point each year and through bonus issues.

Hecto Financial CEO Jong-won Choi (최종원) said 2025 was the year it completed structural preparations for explosive growth through a reshuffle toward high-margin businesses and the build-out of global infrastructure. He said the company's global business is delivering tangible results regardless of domestic digital-asset legislation issues, and that it expects greater earnings growth in 2026 on the back of its prepared structure.