A claim has emerged that XRP will outperform Cardano’s sharp rise in 2020 to 2021.

Cryptopolitan reported on the 21st that Digital Outlook, described as a key figure in the XRP community, said an investor who bought Cardano with $3,900 at the time made more than $310,000 in profit within a year, adding that XRP will surpass that.

If $3,900 was used at the time to buy 203,900 ADA, its value would have been about $632,000 when ADA surged to $3.10 in September 2021. ADA now has fallen to around $0.2675.

Digital Outlook said it was confident XRP’s real-world utility would lift its market value. He said, "Market cap is the fruit, real-world utility is the root, and XRP’s roots are deep." Some analysts disagree. Cryptocurrency expert Fatty Catfish (Fatty Catfish) said XRP’s real-world utility is exaggerated and that its on-chain utility is low in terms of developer activity and transaction volume. He said Ripple Labs shifts operating costs onto XRP holders while the company takes the actual profits.

Web3 intelligence platform TokenTool Hub (TokenTool Hub) said real-world utility matters, but capital flows, rising demand and time affect market valuations. Some also said a direct comparison is difficult because XRP and Cardano differ in supply by 64 billion tokens. Walter Clark (Walter Clark) cited long-time XRP holders’ complaints and said he is tired of waiting for XRP to rise.

For XRP to rise 7,800 percent, it would need to climb from its current $1.45 to $115, a level that would turn a $3,900 investment into $310,000. Many market experts view that as an unrealistic target. Some influencers recently said XRP will reach $245 or $350 by 2026, but crypto YouTuber Zach Humphries (Zach Humphries) warned that these are absurd forecasts.

If XRP reaches $245, its market cap would need to be $15 trillion, and at $350 it would have to reach $21 trillion, which would be six times the current cryptocurrency market. Around the same time, King Vale (King Vale) also criticised unrealistic price forecasts and stressed that 2025 XRP predictions had been wrong.