Shinhan Bank said on March 17 it received an award as an outstanding bank for IP-secured loans at an awards ceremony held during the first IP Finance Council meeting in 2026 hosted by the Korean Intellectual Property Office.

IP-secured loans are a financing method that uses intellectual property rights such as patents and trademarks as collateral to provide funds to small and venture companies with technological capabilities. They are viewed as a representative tool of technology finance that can improve access to financing for innovative companies that lack tangible assets.

Shinhan Bank has built a support system that allows intellectual property to be used as financial assets based on a technology-evaluation credit review framework.

In particular, Shinhan Bank was highly rated for leading the expansion of productive finance that supplies funds based on technological capability and innovation, moving beyond traditional collateral-centered lending practices, as its IP-secured loan volume in 2025 rose about 37 percent from a year earlier. It said it plans to strengthen the growth foundation for innovative companies by promoting technology finance using intellectual property.

A Shinhan Bank official said, "Intellectual property is a core competitiveness of innovative companies and an important financial asset." The official added, "We will continue to expand intellectual property finance, including IP-secured loans, to strengthen productive finance and contribute to the growth of innovative companies and enhanced industrial competitiveness."