[DigitalToday reporter Jinju Hong] Austin, an analyst active in the XRP community, urged cryptocurrency investors to rethink how they measure wealth. He stressed focusing on rankings by token holdings rather than dollar-denominated net worth. He argued that accumulating XRP itself could become a more important long-term indicator than fiat value.

The Crypto Basic reported on Feb. 27 (local time) that he said in a recent post that investors should aim to be in the top 1 percent by XRP, not the top 1 percent by dollars. The message urges investors to focus on increasing their share versus all holders rather than reacting to price swings, aligning with a view spreading among long-term holders.

Current XRP Rich List data show that an investor needs to hold at least 46,277 XRP to be in the top 1 percent. Of about 7.65 million wallets in total, about 76,580 meet that threshold.

Assuming the current XRP price is about $1.44, the investment needed to enter the top 1 percent totals about $66,638. It is not a small amount, but some supporters believe the current level could be low in the long term when considering the possibility of future price gains.

For example, if XRP reaches $10, the value of holdings of 46,277 tokens rises to about $462,770. On that scenario, the argument gains support that securing token quantity should come before short-term dollar value.

Looking at the holding distribution, barriers to entering the top tiers are distinct in stages. To be in the top 5 percent, an investor needs at least 7,733 XRP, and about 382,898 wallets fall into that bracket. The top 10 percent threshold is 2,229 XRP, and about 765,796 wallets are in that category.

Most holders, however, remain at small balances. More than about 3.72 million wallets hold 0 to 20 XRP, and about 2.55 million wallets hold 20 to 500 XRP. That shows many investors remain far from the top tiers.

This distribution is used as a basis for the claim that rankings can shift significantly with moves of only hundreds to thousands of XRP. It is explained as meaning steady accumulation above a certain level can quickly raise relative standing.

Austin's remarks reflect a shift in perspective among long-term XRP supporters. It is a way of thinking that focuses on how much share one holds versus total supply and all holders, rather than comparing total assets converted into dollars.

The direction of XRP prices remains uncertain, and whether it will rise to $10 or more is also in the realm of prediction. Even so, some community members are sharing a strategy that says, "First put your name near the top of the rich list, and let the dollar value follow later."

The core issue is not a price outlook but an investment philosophy, and debate continues within the XRP community over whether to pursue dollar-based returns or prioritise increasing the share of token holdings.

Forget about being the top 1 percent in dollars. Focus on being in the top 1 percent in XRP. pic.twitter.com/9fjEe6RCOS