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Finance

Toss cuts savings bank Sunshine Loan special-case brokerage fees by 16 percent

Viva Republica, operator of Toss, will lower brokerage fees for savings banks offering special-case Sunshine Loan products on its loan comparison service. The move aims to reduce fee burdens for savings banks and expand the supply of public finance products for the lowest-credit borrowers. Toss said on Aug. 19 it will cut the fees by about 16 percent. Eight savings banks currently offer the product on Toss, and the cut applies through year-end.

Finance

Kakao finance posts record results as Bank and Pay expand into corporate, securities and insurance

KakaoBank and KakaoPay posted record results, while Kakao’s financial business broadens beyond lending margins and simple payments into corporate finance, investment, insurance and advertising. KakaoBank is expanding lending and deposits from household customers to sole proprietors, SMEs, corporates and foreign-currency products, while KakaoPay is linking payment users and data to securities and insurance services. The companies also plan to connect KakaoPay Securities’ stock services to KakaoBank’s app in September.

Finance

Kple lists loan refinancing product on Naver Pay and KB Alda

PFCT said on July 6 that Kple\'s personal credit loan refinancing product has been newly listed on Naver Pay and KB Alda\'s loan comparison services, following its listing on Kakao Pay, and has begun full-scale service. The product is designed to replace existing high-interest debt with lower-interest loans, and allows borrowers to apply for a new loan if additional funds are needed, depending on credit and limits.