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Finance

Tech Insight: The fintech we knew is dead

Fintech that once shook up banking with mobile and cloud has run its course as an investment theme, fintech expert and influencer Simon Taylor (사이먼 테일러) wrote on X. He said features that once set fintech firms apart are now standard across financial companies, while fintech investment increasingly concentrates in AI. Taylor said finance is being reshaped across decision-making, record-keeping and distribution as AI models, tokens and AI agents take larger roles.

Crypto

Hecto Financial joins global stablecoin OpenUSD alliance, expands payment infrastructure

Hecto Financial will join Open Standard, a global corporate alliance for the dollar-based stablecoin OpenUSD (OUSD), as a network partner, it said on Wednesday. The alliance includes about 160 companies such as Visa, Mastercard, Stripe and Coinbase. Hecto Financial said it is reviewing plans to use OUSD for overseas remittances and corporate payments and settlement, and to offer different infrastructures such as Circle Payments Network and OUSD depending on clients and countries.

AI & Enterprise

Meta expands Muse AI agent from individual users to small businesses

Meta has expanded the user base for its AI agent Muse beyond individual users to small businesses. TechCrunch reported that Meta unveiled Muse for Small Business, integrating Muse with services including Shopify, Dropbox and Slack. Meta said the service focuses on helping owners run their companies and acquire new customers by connecting Muse with existing sales, operations and marketing software. Muse also links to Instagram professional accounts, Facebook Pages and Meta ad accounts.