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Finance

Kiwoom Securities promissory note balance up 5.5 times in 9 months, expands 2030 investment

Kiwoom Securities\' retail customer balance in its promissory notes rose more than fivefold in nine months, the company said on Tuesday. As of Sept. 29, the balance stood at 659.6 billion won, up from 120.9 billion won on Jan. 2. Average balances per customer also climbed. Growth was steepest among customers in their 20s, while those in their 30s and 40s also increased holdings. Older age groups still held larger amounts overall.

Finance

Dailypay expands funding based on transaction data; 72.59% are small merchants in their 20s and 30s

Small merchant fintech company Dailypay is expanding funding for early-stage businesses and young small merchants by using a model that sets financial limits based on transaction data. The company said the approach reflects transaction stability and liquidity rather than guarantees, collateral or past financial records, improving access to finance. Dailypay said 36.24% of its customers are businesses in their first 1 to 3 years, while 72.59% are small merchants in their 20s and 30s.