Ripple has again underscored a strategy to build the XRP Ledger (XRPL) into core blockchain infrastructure for institutional payments while simultaneously broadening the use of XRP and its own stablecoin RLUSD.

On July 1 local time, blockchain outlet U.Today reported that Ripple President Monica Long (모니카 롱) said the future of the digital payments market will develop around multi-chain networks and interoperability, and outlined plans to strengthen the XRP Ledger's role as institutional financial infrastructure.

Long said, "The future of payments is multi-chain and must be interoperable, and it will be built on institutional-grade blockchain infrastructure." She said, "Ripple's goal is to continue developing the XRP Ledger as a leading blockchain for institutional payments."

This is interpreted as meaning Ripple aims to expand its position beyond existing cross-border remittance services to become a settlement infrastructure provider used by financial institutions.

The remarks came shortly after Ripple joined the OpenUSD project as a launch partner. OpenUSD is a project launched with the goal of building a dollar-based stablecoin ecosystem, with more than 140 finance and technology companies participating, including Visa, Mastercard, Stripe and Coinbase. Ripple, along with BlackRock, BNY, Standard Chartered, Google and Shopify, also joined the list of founding partners.

Ripple plans to further strengthen its open multi-chain strategy through participation in OpenUSD. Long said she will focus on making the XRP Ledger a core blockchain foundation for next-generation regulated stablecoins while expanding global usability and adoption of RLUSD and XRP.

The strategy aligns with a trend in which financial institutions are expanding blockchain-based payments and adopting regulated stablecoins. Ripple plans to foster the XRP Ledger as institutional payment and settlement infrastructure while also targeting the stablecoin payments market through RLUSD. It is also focusing on expanding XRP's role beyond a simple trading asset to a digital asset used for payments and liquidity provision by financial institutions.

The scale of its institutional business is also growing. Mike Higgins (마이크 히긴스), chief executive officer of Ripple Prime, said Ripple Prime currently processes more than $3 trillion in annual transactions for more than 300 institutional clients. He explained that it is developing its infrastructure toward moving prime brokerage and clearing systems onto the XRP Ledger.

The market is watching how quickly Ripple can position the XRP Ledger as a core blockchain for institutional payments.

In particular, it is expected to be a key point to watch whether broader RLUSD adoption, growth in the regulated stablecoin market, and cooperation with global financial and technology companies participating in OpenUSD can translate into the actual institutional payments market.