[DigitalToday reporter Yoonseo Lee] Crypto trading platform ChangeNow released a long-term price outlook for XRP from 2026 to 2035. It pointed to liquidity, adoption, market access and regulation as key variables shaping long-term price trends.

On June 4 (local time), blockchain outlet The Crypto Basic reported that ChangeNow said XRP’s long-term price depends on capacity for capital inflows, sustained investor interest and broader market access, rather than any specific target price.

ChangeNow projected that by end-2026 XRP could finish in a range of $0.8 to $1.5 in a bearish scenario, $1.7 to $2.5 in a base scenario, and $3 to $4.5 in a bullish scenario. For 2027, it expected the market could enter a cooling phase after a peak, with potential ranges of $0.6 to $1.2 (bearish), $1.5 to $2.3 (base) and $2.5 to $4 (bullish).

For 2028, it presented projections of $1 to $2 (bearish), $2.5 to $4.5 (base) and $5 to $8 (bullish). For 2029, it cited $0.8 to $1.5, $2 to $3.5 and $4 to $7, respectively. Its 2030 projection range was $1 to $2 (bearish), $3 to $6 (base) and $6 to $10 (bullish).

It offered a broader outlook for 2035. ChangeNow said XRP could trade in a $4 to $6 range even in a bear market. In a base scenario it put the range at $8 to $15, and it left open the possibility of $20 to $40 if long-term demand and market share expansion continue.

ChangeNow outlined four premises for its long-term outlook. The first was market cycles. It said XRP has repeatedly surged and then moved sideways for long periods, and that pattern could continue.

The second was market capitalisation. ChangeNow said, "Every price target needs a corresponding valuation." It calculated that for XRP to reach $5, its market capitalisation would need to grow to about $300 billion, and to reach $10 it would need to expand to about $600 billion. It said $20 would require a market capitalisation in the $1 trillion range, meaning much larger capital inflows and broader adoption would have to be assumed. It said the amount of money needed to support a price level matters more than a price forecast.

The third variable was liquidity and market access. It said the size of funds that could enter the market may vary depending on expanded exchange listings, regulatory clarity and the level of custody services.

The fourth was real-world adoption. ChangeNow said, "Sustained price gains are difficult with short-term speculation alone and depend on real use and repeat demand."

It also cited XRP’s supply structure as a factor affecting long-term price formation. XRP has a fixed maximum supply of about 100 billion tokens. Ripple’s escrow system releases 1 billion XRP each month, but unused amounts return to escrow. It said a mechanism in which small amounts of XRP are permanently burned through transaction fees also operates.

ChangeNow also compared XRP with traditional payment systems, stablecoins, SWIFT and central bank digital currencies (CBDCs). XRP is cited as having strengths in fast payments and low costs. It said stablecoins can avoid price volatility and have simpler accounting, giving them an edge in many current use cases.

Regulation was presented as a key condition for future growth. ChangeNow said clear compliance rules will determine institutional investors’ access. It added that large-scale capital inflows are possible only if institutional uncertainty is reduced.

On the closely watched $10 outlook, it did not rule out the possibility but said it was not the most likely scenario. Based on a current circulating supply of about 60.9 billion XRP, it said $10 would require a market capitalisation of more than $600 billion.

ChangeNow said sustaining that price range would require deep liquidity, broad adoption, market access across major regions and a favourable macro environment. It added that without these conditions being met at the same time, there could be a sharp rise during a market cycle, but it would be difficult to maintain high prices over a long period.

It said the key point of the outlook was that it went beyond presenting simple target prices by tying together market capitalisation, liquidity, market access and adoption to assess the sustainability of XRP’s price. It said it made clear that even a symbolic price such as $10 would need to be supported by actual capital inflows and the regulatory environment.

Can XRP reach $10 by 2035? Our latest XRP price prediction reviews XRPL execution, liquidity, adoption, supply and regulation to outline realistic scenarios for the years ahead. See the $10 scenario https://t.co/qJBYcvYZ6C