Blockchain company Ark Point on Jan. 5 unveiled Ark Rail, a blockchain network specialised in stablecoin payments and settlement, it said.

Ark Rail helps domestic financial institutions, payment gateway companies and commerce platforms run stablecoin proof-of-concept projects faster and more safely while considering the regulatory environment, the company said. It features a network structure optimised for stablecoin workloads, a customised structure that allows policy and permission settings based on needs, and business-friendly compliance functions.

Ark Rail provides a fee model tailored to small-value payment and settlement workloads, rather than a DeFi or trading-focused blockchain. It keeps base gas fees low and defines a maximum per-transaction fee cap at the protocol level, allowing fees to be controlled even during peak traffic.

It supports a sponsorship model in which merchants pay gas fees on behalf of users, the company said, stressing that end users can experience a user interface similar to existing payment networks without recognising the blockchain concept of gas fees.

Sungheon Seong, product lead at Ark Point, said Ark Rail is not a simple public blockchain but a stablecoin payment and settlement rail premised on businesses and the regulatory environment. He said the company plans to support domestic companies so they can conduct proof-of-concept projects without building complex blockchain infrastructure, in an environment similar to real overseas cases such as the U.S. state of Wyoming stablecoin project.