A well-known software engineer in the cryptocurrency community said XRP's price does not fully reflect its technical potential and raised the possibility of a big long-term rise.

The Crypto Basic, a blockchain outlet, reported on March 10 that pro-XRP developer Vincent Van Code (빈센트 반 코드) said on X, formerly Twitter, that he first bought XRP in 2021 at about $0.5. He said he made about a 300 percent gain as XRP trades at about $1.4.

He said the gain was not "life-changing" given the size of his holdings, but stressed that the more he studied the technology, the stronger his conviction in XRP's long-term potential became.

Van Code said he analysed the XRP Ledger (XRPL), XRP's core technology, and tested the network, concluding it has the potential to innovate the existing financial infrastructure. He pointed to the global financial system's continued reliance on old COBOL-based systems and argued the XRP ledger could change that structure.

He also compared it to Tesla's example of changing the existing auto market in the electric vehicle industry, saying a blockchain-based payment network could modernise how value moves across borders.

Van Code said XRP is already affecting some global payment flows, but market prices do not fully reflect that technical potential. He argued price manipulation can occur frequently in crypto markets, making it hard to judge an asset's value based only on short-term price moves.

Not all investors agree with that view. Some investors pointed to what they described as a relatively slow pace of XRP price gains in the recent market cycle compared with cryptocurrencies such as Solana (SOL) and Binance Coin (BNB).

Van Code responded that XRP has risen more than 200-fold from about $0.007 10 years ago to the current price. He said investors are often drawn to speculative tokens that promise 1,000-fold returns, but that can be closer to gambling than investing.

Van Code said he uses a risk-reward perspective when assessing cryptocurrencies. He argued XRP has relatively lower downside risk than small speculative tokens, while its upside potential is large if adoption expands. He also said investors often make the mistake of investing based only on past gains, and stressed that long-term research into technology, use cases, partnerships and network structure is needed to judge real value.

Van Code said he plans to hold XRP long term beyond 2030 and, as a personal outlook, suggested XRP could reach between $100 and $1,000.

When I decided to buy XRP back in early 2021, price was around 0.50. 5 years later, it is around 1.40. that's a 300% gain. I only have a small bag, so 300% is not a life changing event for me. So what does holding XRP mean to me? Well, after reading and studying the…