An extreme outlook for XRP's future value is fuelling debate among cryptocurrency investors.

On March 9 local time, blockchain outlet The Crypto Basic reported that Clemente, chairman of digital asset investment firm K9Strategy, said on his X account, formerly Twitter, that XRP has become the third-largest cryptocurrency holding in his portfolio. He said his current holdings are ranked Bitcoin, HYPE and then XRP.

Clemente argued that XRP's future could unfold in a highly extreme direction. He forecast XRP could rise as high as $25 if retail investor demand continues to increase. He also said he would not rule out the possibility of the price falling to around $0 if it fails to prove real value over the long term.

He added that he would verify the outlook again in about 12 months. He also said he invests in memecoin SPX6900 (SPX) due to community interest and speculative momentum.

The remarks quickly became a topic of discussion in the cryptocurrency community. Attention focused on the fact that a person who had previously shown a sceptical stance toward XRP moved to invest.

Vet, one of the XRP Ledger (XRPL) developers, responded to his post by saying, "Welcome to the bankers' world." The comment is interpreted as linking to the existing claim that XRP could be used as payment infrastructure between financial institutions.

Some investors, however, said the $25 outlook was overly optimistic. Given XRP's current price in the mid-$1 range and a circulating supply of more than 61 billion, some calculations say reaching $25 would require market capitalisation to expand to more than $1.5 trillion.

Large investment cases in XRP are also continuing. Prominent leveraged trader James Wynn (제임스 윈) has previously said he invested about $25 million in XRP in October last year. He said XRP has "the potential to change the banking system" but acknowledged it was a high-risk bet.

The debate shows market views remain sharply divided over XRP's long-term outlook. Supporters stress possible uses of the XRP ledger in cross-border payments and asset tokenisation, while sceptics question whether actual adoption can justify a price rise.

XRP is officially my 3rd largest cryptocurrency holding Will either go to $25 because retail is completely obsessed with it Or go to 0 because it's complete vaporware garbage No in-between Will check back in 12 months