[DigitalToday reporter Yoonseo Lee] Crypto investor Murad presented long-term holding as an XRP investment strategy, rather than short-term trading.

On Sept. 29 (local time), blockchain outlet The Crypto Basic reported that Murad said holding cryptocurrencies including XRP for years, rather than frequent trading or rotating among coins, is a way to expect more sustainable returns.

The remarks take a different approach from market sentiment that is looking for the next catalyst to push up XRP's price. Murad saw the success or failure of a cryptocurrency as not determined by price alone. He said a coin with a thick base of supporters who hold for a long time and buy more could be in a better position than a coin where money moves quickly with trends.

He named bitcoin, XRP, dogecoin, chainlink, cardano, solana and zcash as cryptocurrencies with strong narratives. He explained that investors in those coins have strong conviction in the assets, take part in related events and accept the cryptocurrency as part of their identity.

XRP was mentioned as an asset with a relatively loyal community in the cryptocurrency market. XRP supporters have cited the possibility of long-term adoption, Ripple's payments business and the XRP Ledger as key grounds. Murad saw that this structure strengthens a long-term holding strategy more than responding to short-term price moves.

Murad cited bitcoin investors as an example and argued that over several market cycles, simple holders may have generated higher returns than repeat traders. He also cited a limit of short-term trading: it is hard to precisely time a selling point and the timing to switch into another coin ahead of market changes.

He also presented examples to support the importance of long-term holding. Bitcoin return data released earlier this month showed monthly performance fell sharply when some days of surging prices were missed. Bitcoin rose 24.9 percent in August 2026, but excluding the four trading days with the best performance reduced the gain to 0.5 percent. In November 2024, the monthly rise of 37.1 percent also fell to 4 percent under the same condition.

A similar pattern appeared in past bull markets. In March 2023, bitcoin's monthly gain was 23.2 percent, but if that pattern was missed it turned into an 8.3 percent loss. In December 2017, a 39.3 percent rise flipped to minus 22.6 percent. These figures show that a strategy that tries to nail short-term moves can instead miss opportunities for profit.

Still, that does not mean long-term holding is a cure-all strategy. If prices fall for a long time, the burden of holding grows, and there is no guarantee an asset will recover its previous peak. In fact, many cryptocurrencies are trading below their 2017 highs, and XRP was pointed out as one of them. Murad's argument is therefore closer to a message to value holding periods over short-term trading in XRP investment, but long-term holding also remains a strategy that must bear uncertainty over a price recovery.

This is my 4th cycle in crypto, and here are my biggest takeaways: ⁃ You won’t make money trading, rotating or market timing. ⁃ The only sustainable and high-probability way to really make it is by multi-year HODL. ⁃ Ask 99.9% market participants and they’ll tell you…