Google has unveiled an AI shopping tool called Universal Cart that brings multiple retailers into a single experience centered on Search and Gemini. Items found through search or chat can be saved to a Google cart and taken through checkout. The feature supports price tracking, price history and restock alerts, and can warn about incompatible purchases. Google Pay can link memberships and cards and suggest ways to save, while purchases can also be completed on retailers’ sites. Google is expanding AI-driven direct purchasing with approval and records.

Google has added installment payment options from Affirm and Klarna to Google Pay. Users can choose pay-later installments on the payment screen through dedicated buttons, running on Google’s Universal Commerce Protocol-based platform. Klarna and Google said the move reflects shopping shifting toward conversational, AI-based environments and highlights the importance of secure, trusted payment options. Google did not disclose rollout countries, partner expansion plans or fee structures.