Hana Financial Group is rolling out an inclusive finance roadmap that includes early execution of a total 3 trillion won in 2026. It plans to expand mid-rate loans, write off overdue debt and introduce insurance to prevent rental fraud targeting young people. Hana Bank will launch a non-face-to-face mid-rate loan product and a new loan for small merchants. The group also plans to improve alternative credit scoring and provide support through affiliates.

Kbank has upgraded its credit evaluation system for sole proprietors as it seeks to strengthen its competitiveness in lending. The bank said it enhanced its SOHO credit scoring model to reflect changing business conditions and customer characteristics, and to improve analytical efficiency using AI technology. It also revamped its data analysis system, building an AI-based automation process and strengthening monitoring and operating strategy management.