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Finance

Naver Pay links KakaoBank sole proprietor loans, enabling comparisons across three online banks

Naver Pay has added KakaoBank’s sole proprietor credit loan products to its Npay Loan Comparison service, enabling users to compare sole proprietor loans from KakaoBank, K Bank and Toss Bank at once. Naver Pay said the newly linked KakaoBank loan has a minimum annual rate of 3.426 percent as of Sept. 17 and a maximum limit of 300 million won. It also plans to expand use of its Npay Score alternative credit model.

Finance

KPL to cut personal loan rates by 1 percentage point for new mid-to-low credit borrowers

PFCT, operator of the online investment-linked finance platform KPL, is running a promotion offering new personal credit loan users a 1 percentage point interest-rate discount. KPL said on Sept. 2 it will provide a 1 percentage point rate discount coupon to new users through Sept. 30. The promotion applies to new customers who take out loans directly on KPL without using external loan comparison platforms.

Finance

Toss, Woori Finance Savings Bank launch Soho Score loan for sole proprietors

Viva Republica, operator of Toss, will have its alternative credit scoring model for sole proprietors, Soho Score, applied to Woori Finance Savings Bank’s screening for unsecured credit loans to individual business owners. Toss said it launched a sole proprietor-only unsecured credit loan, VitaWON BIZ, using the model. Soho Score was jointly developed by Toss and Korea Credit Data. The companies aim to widen financial access for mid- to low-credit sole proprietors.