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U.S. Treasury pushes transaction monitoring duties for stablecoin issuers, mandates blocking and freezing

The U.S. Treasury is preparing implementing rules that would effectively make anti-money laundering, counter-terrorist financing and sanctions compliance systems mandatory for payment stablecoin issuers, requiring them to be able to block, freeze or reject certain transactions. A joint proposal by FinCEN and OFAC was issued to implement the Genius Act, signed by President Donald Trump in July 2025. Separately, the FFDIC proposed rules on deposit insurance treatment. Debate over the Clarity Act is delayed in Congress.