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Crypto
Coinbase, Better to roll out bitcoin and USDC-backed mortgages across the United States
Coinbase and Better Home & Finance have introduced a mortgage product that combines a conventional home loan with a separate crypto-backed loan to fund a down payment. The companies said a couple in Ann Arbor, Michigan, has completed the first loan and they plan to launch the product across the United States in summer 2026. Initial eligible collateral is limited to bitcoin and USDC, with plans to expand supported digital assets.
Crypto
Coinbase expands UK lending offering, crypto-backed up to $5 million
Coinbase is launching a USDC loan service for UK investors using cryptocurrencies as collateral. UK users can deposit bitcoin, ether or Coinbase Wrapped Staked ETH as collateral and borrow USDC through the Morpho lending protocol on the Base platform. Loans can be worth up to $5 million in USDC when backed by bitcoin, with variable interest rates and no fixed repayment schedule. Loans may be liquidated if loan-to-value thresholds are breached.
Crypto
Fannie Mae approves first US home loan backed by cryptocurrency
Fannie Mae has approved a cryptocurrency-backed home loan for the first time in the history of U.S. housing finance, The Block reported on March 26, citing the Wall Street Journal. The move opens a way for homebuyers to obtain loans without converting digital assets into cash. The loan product was developed in cooperation with Better Home & Finance and Coinbase and is designed to allow cryptocurrency to be used as collateral for Fannie Mae-backed loans. Details have not been disclosed.