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Industry

Samsung Electronics, SK Hynix diverge on long-term memory contract strategy

Samsung Electronics and SK Hynix are shifting memory sales to multi-year long-term supply agreements, but are taking different approaches. Samsung is seeking to lock in 60 to 70 percent of capacity under contracts that fix price and volume. SK Hynix is building up deals but keeping part of output outside contracts, citing supply constraints. With terms undisclosed, the outcome is expected to be judged by earnings and shareholder returns.

Finance

Fintech posts record results as payment touchpoints expand, signs of loan curb easing

Major fintech firms posted strong first-half results as growth in payments and financial services lifted revenue and profit, with overseas payments and new businesses also expanding. Payment companies are widening links into daily life through merchants, local currencies and transport, while firms bundle payments with other services. As businesses grow, demands for soundness management rise. Separately, there are signs of partial adjustments to loan regulations, while bank lending volume controls continue.

AI & Enterprise

SaaS end debate enters second round as AI-unadapted firms face crisis talk

A debate over whether AI will squeeze out software-as-a-service companies has resurfaced, intensifying after second-quarter results from major global SaaS firms. While growth has not collapsed, many companies face pressure in valuations and share prices, with some reporting sharp declines. The Wall Street Journal cited acquisitions and restructuring among private firms and warned that SaaS providers that fail to adapt to AI could weaken. Interest is rising in SaaS firms using AI to boost efficiency and profitability.