In an AI wallet based on the XRP Ledger (XRPL), RLUSD payment value was found to be 105 percent higher than XRP.

On Aug. 30, blockchain outlet U.Today reported that over the past 7 days, AI agent bots used the dollar-pegged stablecoin RLUSD more than XRP for payments.

This choice of payment asset is not limited to a temporary trend. RLUSD-led payment flows detected earlier this week continued in the latest indicators, in an analysis that said automated systems are showing a clear preference for stablecoins.

According to XRPL AI Hub, over the past 7 days AI agent bots processed 554,007 transactions, using 209 XRP and 602.27 RLUSD. At the then XRP price of $1.4027, the XRP payment amount was $293.16, less than half of the $602.27 paid in RLUSD. The gap in payment value in dollar terms widened to 105 percent.

The backdrop is XRP's price volatility. XRP moved above $1.70 in the second half of August and is now trading in the $1.37 to $1.50 range. When repeatedly processing micro-payments with an average transaction value of just $0.0035, such as API fees and server costs, exchange-rate moves can weigh on budget management for automated systems.

Spending limits set in dollar terms are also depleted at different speeds depending on the XRP price. By contrast, RLUSD, which is pegged to the dollar, makes operating costs easier to forecast, making it advantageous for automated systems to reduce the impact of market fluctuations.

As recently as 3 days ago, XRP led in payment value converted into dollars. In a tally on Aug. 27, AI agents used 214.10 XRP and 135.99 RLUSD, valued at about $300 and $130, respectively. In the latest tally, XRP use slipped slightly to 209 while RLUSD rose to 602.27, reversing the payment-value ranking.

AI agents use these assets to automatically pay for access to market data and external information, as well as API fees, webpage analysis costs and AI inference service fees. Transaction volumes are still small, but it is significant that a structure in which software buys services and settles payments without human intervention is spreading on XRPL.

Total transactions generated by AI agent bots on XRPL have already surpassed 2.3 million this week. Dollar-denominated transaction value is still at the level of a few hundred dollars, but the trend of AI agents choosing RLUSD as a payment method to avoid price swings is becoming clearer.