iM Bank has launched an app-only demand deposit account that offers both preferential interest rates for salary transfers and lifestyle coupon benefits.
iM Bank said on Wednesday it had launched the app-only demand deposit account, called Chakchak account.
The Chakchak account is a new-customer-only product that offers benefits linked to customers' everyday spending. Customers who receive monthly salary payments of at least 1 million won get an additional 2.0 percentage points in interest on balances of up to 3 million won.
New customers who joined iM Bank on or after Jan. 1, 2026 can also receive lifestyle coupons if they maintain monthly average balance tiers after signing up for the Chakchak account.
Customers can choose coupons in categories including fashion, beauty, movies, coffee and delivery services, such as Musinsa, Olive Young, CGV, Ediya Coffee and Coupang Eats. Coupons of up to 120,000 won will be provided through December this year.
Kang Jung-hoon (강정훈), CEO of iM Bank, said the product provides not only interest benefits for salary-transfer customers but also tailored coupon benefits in everyday life areas. He said the bank would develop a range of products and services that connect daily life with finance.
Ji-young Lee
ljy@d-today.co.kr