KakaoBank said on Thursday it has issued its fifth sustainability report containing its 2025 sustainability management performance and ESG 추진 directions.

This year's report was released separately for general stakeholders and for investors for the first time.

The report said KakaoBank's social value created last year totalled 1.38 trillion won.

It said the social sector, including inclusive finance, social contribution and financial consumer protection, accounted for 992.3 billion won. Governance and other areas, including shareholder returns and tax payments, accounted for 379.0 billion won. The environmental sector accounted for 6.1 billion won.

Social value in inclusive finance, through support for financially vulnerable groups via mid-credit loans and Sunshine Loan products, was 695.8 billion won, up 32 percent from a year earlier.

KakaoBank also said it declared last year it would achieve net-zero by 2045, the first internet-only bank to do so. It said it procured renewable energy this year for the first time by purchasing Renewable Energy Supply Certificates.

KakaoBank said it will continue to fulfill its social responsibilities based on innovative financial technology and take the lead in practicing inclusive finance.